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STEWARDSHIP
Following are four Sunday School lessons concerning stewardship.
Believers in Christ should be taught what the Bible says about
finances and possessions. Many simply don’t know or are not
obedient to Scripture in this area. It is estimated that in most
evangelical churches 20% of the people give 80% of the money.
In many churches 30–40% of the membership gives nothing. Each
Church should assume the duty of teaching the Biblical
principles of finance in order to develop the Christians in the
church, and not to raise money for the church. This development
and growth towards God will result in the money, leadership,
prayer and building needs of the church all being met.
TEACHING PLAN
Ţ
Follow through with personal
testimony or the testimony of class members if available. If you
have a large group, divide into groups of 8-10 for sharing.
Explain to them that we are looking for what is important to
Jesus.
Ţ
When reading the verses, have
members interact. Discuss the idea of stewardship.
Ţ
This passage can be used for all
four lessons: Matthew 25:14-30. Tell of how Jesus tells
the story of two stewards in these verses. One faithfully
managed what was entrusted to him and was rewarded. The other
mismanaged his because of fear. He was sternly punished. You are
a steward of all God has created. You have a choice as to what
kind of a steward you will be. Will you be trustworthy or
worthless?
Ţ
Close in prayer: Lord, help us
to be faithful stewards of all that you have entrusted to us. We
know all we have comes from you. Let us never forget that. Thank
you!
Lesson #1:
God is the Owner of all Things
Focal Passage:
Deuteronomy 23:24-5; Psalm 24:1,
NASB
Knowledge Aim:
To realize that God owns all things
and does not need money or other things.
Application Aim:
We should give to God to express our gratitude for His
goodness to us.
Lesson
God’s interest for the poor is discovered in the command that
the man was allowed to satisfy his hunger by taking of the fruit
or grain as he passed through the fields. At the same time, this
individual was duty-bound to respect the owner's property. He
was not to take more than he needed and the property rights of
the owner of the field or vineyard were to be respected.
Essential to these practical rules of neighbor relationships are
the responsibilities of Bible stewardship. Beneath it all is the
love and concern of God for all men, and His right to command in
the area of material things. Coupled with this truth is man's
obligation to be concerned about all aspects of his fellow man.
Background -
The Mosaic comprehension of our responsibility toward the
possessions of our neighbor is insightful. In the case of a lost
animal, or any lost article of our neighbor, the Bible commands
us to guard it as our own, and to return it to its rightful
owner. The cost in time, or effort, or money is not to be given
notice. God's concern for animals is seen in Deuteronomy 22:4,
where it is shown to provide aid to the donkey or the ox which
might have fallen under its heavy load. In Deuteronomy 23:24-25,
we find that one of the civil rights of this time was that of
revitalizing oneself in grain fields or vineyards. Jewish "poor
laws" permitted people to pluck the fruit of the owner's fields
to satisfy one's hunger and thirst. However, they were forbidden
from harvesting the grain or the grapes to store up or to sell.
The law had a function to both the person in need and to the one
who owned the fields and vineyards.
Scripture
-
“When you enter your neighbor’s vineyard, then you may eat
grapes until you are fully satisfied, but you shall not put any
in your basket. When you enter your neighbor’s standing grain,
then you may pluck the heads with your hand, but you shall not
wield a sickle in your neighbor’s standing grain.” (Deuteronomy
23:24-25).
The vineyard
and the grain field belong to one to whom we have a special
commitment. This passage of Scripture speaks to us about
stewardship. God is the owner of all things and has all right to
oversee their usage. Our love for others establishes whether or
not we are obedient to these commands. Our love for others, our
concern for their needs and welfare, is essential if we are to
be good stewards of that which God has entrusted into our hands.
We must not avoid or ignore these responsibilities.
How do you take care of God’s
things?
Whether or
not our current lives are in a rural community is not the issue.
The truths of this passage oversee our Christian stewardship in
a unique way.
Christians have a
responsibility to all men. Whether it is a relative, a
friend, a neighbor, or an enemy, we should have a love in our
hearts for others and to be concerned about their needs. The act
of doing no harm does not fulfill this obligation; it is
fulfilled when give ourselves in service to others. This
responsibility is satisfied by being good stewards of our time,
our service, and our money.
Only love will assure
faithfulness in stewardship. The observance of the many laws
of the Old Testament hinged upon love. Information concerning
the needs of others is essential, and having an understanding
and respect for God's explicit commands is crucial. However,
only love will humble us to deliver to God and to others the
faithful stewardship of what he has entrusted into our hands.
The earth is the Lord’s, and every thing in it, the world,
and all who live in it… (Psalm 24:1).
God's ownership of all is clearly revealed, and this is a
truth for men of every day. Because of this ownership, He has
every right to speak to us as to how we use our possessions.
What we have is not our own; it is a trust from God. Whether it
is the money we earn, the property we have our name, the wealth
we might have in the bank; he not only has the right to say "the
tithe is mine," but to also instruct us as to our utilization of
the nine-tenths.
As we remember to restore the
newly found belongings of our neighbor, how could we ignore
those lost to our LORD?
And so, as we
are stewards of God’s belongings which are all there is, the
Great Commission comes to light. We must remember to share the
heart of the gospel with the unbelievers of the world who, like
us, are under the ownership of our LORD.
Lesson #2: Defining
Stewardship
Focal Passage:
Matthew 22:15-21, NASB
Knowledge Aim:
To know how the Bible defines and portrays a steward.
Application Aim:
To begin a personal plan to act as a steadfast steward.
Lesson
According to the Merriam-Webster's Collegiate Dictionary (Tenth
Edition), stewardship is the office, duties, and obligations of
a steward; the conducting, supervising, or managing of
something; especially the careful and responsible management of
something entrusted to one’s care. The word for steward (οἰκονόμοςa)
means one who is in charge of running a household, ‘manager of a
household, steward’ (Greek-English Lexicon, NT). The position
of a steward in New Testament times was one of responsibility
and trust. A steward was not the owner or a tenant, but he was
a manager. He was required to give a report of what was
entrusted to him, and he was expected to produce a profit.
Stewardship was a favorite subject of Jesus, as experts say that
one out of every six verses in the Gospels deals with
stewardship. The Bible very plainly says that God made
everything and owns everything. What we have is not ours; it is
God’s. If we are to accomplish the designation of a steward we
must take care of what God has provided us that He owns.
Background -
Jesus was only days away from His
death and made His triumphal entry into Jerusalem, clearing the
temple of the moneychangers and others who took advantage of the
flock. These actions in the temple along with His outspokenness
against the Pharisees caused this group of religious leaders to
intensely oppose Him and desire His death. The Pharisees were
the largest and most significant of the Jewish parties, dating
back to about 150 BC. They despised the Roman Empire and desired
for Gentiles to become Jews. Their belief was that the way to
God was through the obedience to the law. Through this
misjudgment, they caused Judaism to turn to a religion of law
from a religion of sacrifice.
Scripture
"Then the Pharisees went and
plotted together how they might trap Him in what He said”
(Matthew 22:15).
The Pharisees
are enraged because Jesus spent much of His ministry opposing
their teachings. They had wanted to dispose of Jesus for quite a
long time. They were concerned that the Jewish people would
support Jesus if they would attempt to imprison or kill Him. The
Pharisees wanted to find a way to deliberately cause Jesus to
incriminate Himself. Hence, they will bear no guilt on His
punishment.
“And they sent their disciples to Him, along with the
Herodians, saying, “Teacher, we know that You are truthful and
teach the way of God in truth, and defer to no one; for You are
not partial to any” (Matthew 22:16).
The Pharisees
sent their apprentices in the hopes that they would be seen as
ordinary Jewish people seeking better understanding. Another
Jewish party, the Herodians, also have aligned themselves with
the Pharisees in the hopes of getting rid of Christ. The
Herodians support total domination by Rome and the Pharisees
support no Roman subjection. The questioners correctly identify
Jesus as Teacher (rabbi). By approaching Him with hypothetical
humility and sincerity, these men hope to surprise Jesus and
catch Him off guard. Jesus is a man of integrity therefore He
consistently speaks the truth and can be trusted. As a result,
the personality does not matter to Him, only the truth.
What would cause longtime enemies
to unite forces?
““Tell us then, what do You think? Is it lawful to give a
poll-tax to Caesar, or not?” ” (Matthew 22:17).
The Roman
government had levied a poll tax on the people as a way of
counting them. The questioned asked of Jesus was a trick. If
Jesus said not to pay taxes, the Roman overseers could be
informed and might take action. If Jesus said they should pay
taxes, the Pharisees were sure He would lose popularity with the
people. The abuse of paying taxes to Rome through tax
collectors, who normally took two or three times what was due,
was a reason for hostility among the Jews.
“But Jesus perceived their malice, and said, “Why are you
testing Me, you hypocrites?”” (Matthew 22:18).
Their effort
at blamelessness actually reveals their hypocrisy. Jesus
responds to their question, with a question of His own. He wants
these men and those in the crowd to understand the truth in this
conversation.
What does Jesus see when He looks
at you?
““Show Me the coin used for the poll-tax.” And they brought
Him a denarius. And He said to them, “Whose likeness and
inscription is this?”” (Matthew 22:19-20).
Jesus asks
for the coin (a denarius is a day’s wage) used in paying the
tax. Christ wanted the men to publicly state whose image was on
the coin.
“They said to Him, “Caesar’s.” Then He said to them, “Then
render to Caesar the things that are Caesar’s; and to God the
things that are God’s”” (Matthew 22:21).
They replied,
“Caesar’s.” These special coins were normally silver and bore
the image of the Roman emperor on one side and a special
inscription on the other. Because Caesar made the coin, it was
his. Therefore Christ concludes that the Jews are to pay back to
Caesar what belongs to him. He goes on by saying that they are
to give to the Lord what belongs to Him.
Even though Jesus does not use the
word steward or stewardship, He implies it. A steward is one who
manages the possessions of another for the benefit of the owner.
Jesus challenges the Pharisees and their comrades to recognize
what God owns and to manage it properly.
Jesus distinguishes between social
responsibility and spiritual accountability. The government
deserves our support, including taxes. God deserves our worship,
including sacrifice and obedience.
"The earth is the Lord’s, and
all it contains, The world, and those who dwell in it" (Psalm
24:1).
Biblical
stewardship is built upon basic beliefs:
1.
The steward must put to use all that is
given to him.
2.
The steward must use what is given him
according to the will of the owner.
3.
This use must bring to the owner the
greatest returns possible.
4.
The trust must be faithfully
administered.
Lesson #3:
Stewardship is unto the Lord
Focal Passage:
2 Corinthians, NASB
Knowledge
Aim: Stewardship is not a gift, it is a
responsibility.
Application
Aim: Paying of the
tithe is a weekly recognition of proper Christian stewardship.
Lesson
In 2 Corinthians 8-24 Paul appeals to the Corinthians to open
their hearts and their purses. The stewardship motivation and
method he initiates for stewardship are specifically for their
possessions. Without using the word money, he explains
through the blessings they have such as ministering, grace,
bounty, and proof of love.
Background -
Paul sets forth the principles which should manage Christian
giving. The reason for this communication was the need for a
relief offering to take care of poverty stricken believers who
lived in Jerusalem. Paul was appealing to Gentile Christians to
come to the aid of their Jewish brothers and sisters. Paul
wanted a practical expression of the oneness of all believers in
Christ. The response of Gentile churches to this crisis would
verify the capability of Christ to bring together the races in
one fellowship of love and service. In the first seven verses of
chapter 8, Paul tells the Corinthians of the admirably
sacrificial gifts of the Macedonian Churches for the assistance
of the Jerusalem brethren. He informs them that he is sending
Titus to them in order to complete in them the grace of giving.
The Corinthians had not responded well to the aid.
Scripture
-
“I am not speaking this as a command, but as proving through
the earnestness of others the sincerity of your love also“(2
Corinthians 8:8).
Paul reminds
his readers of the charitable nature of Christian giving. Rather
he asks that they remember the zeal of others, and by their own
response confirm the genuineness of their love for Christ. Men
are told in both the Old and the New Testament to "bring their
tithes into the store house" and to give with full security that
they will be blessed. The response must come from the heart or
they will not be blessed.
Is your giving to those in need
from your heart?
“For you know the grace of our Lord Jesus Christ, that though
He was rich, yet for your sake He became poor, so that you
through His poverty might become rich“(2 Corinthians 8:9).
Jesus, the utmost model of love, is
given as a motive for generosity. Christ sowed the greatest
self-sacrifice that is known to mankind. He possessed all the
glory of heaven and left it to give eternal life to all of
mankind. He suffered so that we might be lifted out of our
poverty and blessed with salvation. Through His example of love,
ours should become an abandoned spark of joy to the world.
What kind of
spark of joy have you given to the world?
“I give my opinion in this matter,
for this is to your advantage, who was the first to begin a year
ago not only to do this, but also to desire to do it. But now
finish doing it also, so that just as there was the readiness to
desire it, so there may be also the completion of it by your
ability. For if the readiness is present, it is acceptable
according to what a person has, not according to what he does
not have. For this is not for the ease of others and for your
affliction, but by way of equality— at this present time your
abundance being a supply for their need, so that their abundance
also may become a supply for your need, that there may be
equality; as it is written, “He who gathered much did not have
too much, and he who gathered little had no lack.” “(2
Corinthians 8:10-15).
Paul delicately impresses upon the
Corinthians that it is their responsibility to set an example in
Christian giving. Paul suggests that the church finish what it
had begun. Something churches today should heed. The Corinthians
had started the gift the year before but for some reason had
stopped short of the goal. Herein lays an important stewardship
principle: God's approval of what man gives is measured by the
possessions he has to give (v. 12). Paul touches upon another
rule of Christian compassion when he says that giving to the
relief of fellow Christians is a matter of shared kindness (vv.
13-15). The Corinthians were not being asked to help others at
their own risk. From their abundance they were to supply the
need of the Judean Christians with the awareness that some day
the situation might be reversed. Sharing in this way would
balance the burdens so that none would suffer.
What example
are you setting in your Christian giving?
“But thanks be to God who puts the
same earnestness on your behalf in the heart of Titus. For he
not only accepted our appeal, but being himself very earnest, he
has gone to you of his own accord. We have sent along with him
the brother whose fame in the things of the gospel has spread
through call the churches; and not only this, but he has also
been appointed by the churches to travel with us in this
gracious work, which is being administered by us for the glory
of the Lord Himself, and to show our readiness, taking
precaution so that no one will discredit us in our
administration of this generous gift; for we have regard for
what is honorable, not only in the sight of the Lord, but also
in the sight of men. We have sent with them our brother, whom we
have often tested and found diligent in many things, but now
even more diligent because of his great confidence in you. As
for Titus, he is my partner and fellow worker among you; as for
our brethren, they are messengers of the churches, a glory to
Christ. Therefore openly before the churches, show them the
proof of your love and of our reason for boasting about you“(2
Corinthians 8:16-24).
Paul outlines the procedure of
efficiency and honesty to be followed in the administration of
the funds provided for the plan of relief. When people are
convinced that money is being handled competently and is being
used for the purposes for which it was given, they respond more
readily with additional gifts. Paul mentions two men whom he is
sending along with Titus to receive and disburse the offering.
The guide
lines sketched by Paul in his Corinthian letter are extremely
important for us today.
1.
He told the
people about the needs; informed Christian will be a responsive
Christian.
2.
Paul
emphasized the believer’s accountability to the Lord for the
resources placed in his hands.
3.
He insisted
upon the utmost integrity in handling funds given by the
churches.
The paying of
the tithe serves as a weekly reminder that God is the owner of
all things, and that man is undeniably a steward. It is a
weekly acknowledgement of correct Christian stewardship. A
tithe is accountability.
Lesson #4:
Stewardship of Finances
Focal Passage:
Mark 12:41-44; 2 Corinthians 8:12; NASB
Knowledge Aim:
As we abundantly receive from God so others should freely
receive from us.
Application Aim: To commit to be faithful to God in the use
of my personal finances.
Lesson
As we look
back to lesson two, we will remember that the definition of a
steward is that of a caretaker of someone else’s things.
Furthermore, as we remember lesson one; we understand that all
we have is Gods. As a steward, it is important for us to be a
good caretaker of God’s things. That includes the money which He
allows us to use. In this lesson we are going to focus on the
proper use of God’s money.
Background
– After His triumphal entry into Jerusalem on the Sunday before
His crucifixion, Jesus spent time with the people for a few
days. During this time, He replied to questions from the
religious leaders as they tried to intimidate Him into doing
something which might lead to His death. Mark 12:34 tells of the
Jewish religious leaders finally stopping their questions. At
this time Jesus asked a question which no one answered. Then He
describes (Mark 12:38-40) the traits of a ruthless church
leader.
Scripture
- Jesus spent much of His time with people – healing, watching,
teaching, and forgiving. While He was in the Temple, Jesus began
watching those giving their financial gifts to the church.
“And He sat down opposite the treasury, and began observing
how the people were putting money into the treasury; and many
rich people were putting in large sums. A poor widow came and
put in two small copper coins, which amount to a cent” (Mark
12:41-42).
Jesus is in
the Court of Women in the Jerusalem Temple. This area contains
thirteen trumpet-shaped brass receptacles which hold the gifts
given by the people. As a result of the shape and material of
these receptacles, there was a clanging sound when coins hit the
sides and bottom.
Mark records
there were many rich persons giving their money to the temple
treasury; and also a poor widow. As a Jewish woman, she held few
basic rights and since she was poor there was little hope for a
better future or even her next meal. She dropped two very small
coins into the noisy brass receptacles. Mark gives two different
Greek words for these coins; the first word represents the
smallest Jewish coin and the second word is the smallest Roman
coin. Scholars disagree as to the exact value of her donation,
but they do agree that her gift is worthless – less than a
penny! The actual value is immaterial.
God can use a gift of any size and
value. Why do you think churches recognize only large donations?
Do you think God is pleased?
“Calling His disciples to Him, He said to them, “Truly I say
to you, this poor widow put in more than all the contributors to
the treasury; for they all put in out of their surplus, but she,
out of her poverty, put in all she owned, all she had to live
on” (Mark 12:43-44).
Jesus then
summons His disciples and shares His recent observation. Jesus
calls the widow’s gift superior to all the others. According to
Jesus, the wealthy only give a portion of their entire wealth.
The woman has given her entire financial worth. Jesus’ elevation
of this small donation accentuate that what a person keeps is of
greater significance than what one gives. The portion of the
gift and the size of her faith are what are of value.
Jesus observes the attitude of the
heart. The widow gives everything, placing complete trust in the
Lord to provide for her needs. The wealthy give what they will
not miss.
Jesus does not condemn wealth but
teaches that the Father is much more concerned about a person’s
purpose than He is their money. What are your purpose for
giving?
“For if the readiness is present, it is acceptable according
to what a person has, not according to what he does not have”
(Corinthians 8:12).
Paul
specifies that there must be an eagerness to give. Paul wanted
to make sure that the Corinthians were giving because they
wanted to, not because they wanted to be held in a high regard
within the Christian community.
As Jesus saw the gift of the
widow, He sees your gift today. What does He see? Does He see
eagerness, joy, and generosity? Or does He see resentfulness,
unwillingness, and selfishness?
Final
thought – In today’s society, people tend to find excuses
and try to back away from their responsibilities to God. Some
question the responsibility to tithe by exclaiming the fact that
we live under grace and not the law. Explanations of what
tithing is concern others, “Is it gross income or net income? Do
we tithe gifts or bonuses?” A good steward needs to remember
that all he/she has is from God. God simply cares about the
heart and attitude of the giver.
In addition,
Acts 2:45; 2 Cor. 8:5; 9:6–7; Mark 12:44; and Luke 6:38
emphasize giving more than the tithe. The act of stewardship
itself means that a Christian is accountable for more than
giving God his tithe. We are not tenants who are required to
pay a percentage, but we are stewards.
These Sunday School Lessons were written by Terri LaGuardia Scruggs on 17 September 2007, Copyright © |